Financing Online

Now days financing online is second nature to most, whether paying for something to eat or purchasing an item of interest most will use either their debit or credit card. When the payment is being transmitted it is sending a message to your banking account to see whether you have enough money to purchase the item. If a debit card is lost there are transactions that can be made with it such as fast food purchases, gas, etc. People have warmed up to the idea of online financing because of how convenient it is. I like how convenient it is for me to just pull out a card to pay for items, rather than having to get money out of the bank everyday for daily needs.

Another form of online financing is banking over the internet, I pay off my credit card and check up routinely on my accounts through my online banking. It is extremely easy and saves a great amount of time. It is very convenient for someone that has a busy schedule, going to school and working I find myself not having much time to waste. That is why I began using the online banking because for awhile I went to my bank and paid my credit card off through a teller. Doing this I found myself waiting in line for a good amount of time to speak with a teller for a couple of minutes. Finally a teller told me about how I can check my credit card status and accounts through the internet, ever since then I been using online banking.

Online financing has become popular because of the appeal of convenient capabilities. I would much rather carry around a plastic card then paper bills, I find it easier to keep track of money because on your online banking account you can also access reports on all the items you have purchased. I check this regularly, because I like to make sure that I am not getting over charged or charged for something that I did not buy. There are many appeals about online financing that is why most are very comfortable doing it today.

Online Shopping, Harmless?

Over the years online shopping has been expanding along with the growth of the internet. As our economy heads for a recession, online shopping will become a great majority of what people will rely on to purchase their goods. The purchase of items online has been modified by the websites such as Amazon, EBay, and Craig’s List to guarantee that the items bought will indeed fill the potential desires of the consumer. If this is not accommodated, the sight guarantees to refund the full amount that the item was purchased for.
I have purchased a variety of items over the web, and I have no complaints. This is because the items I purchased were simple items, if they were not what I wanted I could return and get a refund. Thinking about something’s I would feel uncomfortable buying are things such as a car, because cars are thinks that have multiple things that can go wrong. Plus if you buy a car from somebody online it is usually a final sale therefore no refund available. I do not want to buy an expensive car and only get 100 miles out of it before it breaks down. Then I would have to spend a pretty penny on getting it fixed, so I would feel uncomfortable purchasing anything in the thousands amount online.

Vanity Searches

In my class Living and Working in a Virtual World we talked about how you can just about find information about anybody. This process is called a vanity search; you can do this through a few different search engines such as Google, Yahoo, and intelius. Just entering your name in the search line and hitting enter searches for everything about you that is on the web. I am finding difficulty finding myself in my vanity search. I did indeed find something with me in it; it was a website that kept track of all the competitors of a martial arts tournament back when I was 8 years old.
It is crazy how much information people on the web can find about you just by entering your name. It gets me thinking, is there any way we can enforce privacy laws with how the web is expanding? I believe privacy laws are not going to change anything, because the laws are not helping anyone keep their information private. With technology growing so rapidly it will be hard to remain anonymous at all. I get kind of nervous thinking about how any information about me is on the web even though I can't find it, I am sure someone else will be able to.
I believe in some ways that having your information is good in some cases, such as if a friend I grew up with was looking to get in contact with me, what other place is better then the internet to find information about me. In other situations I would rather have some of the information about me confidential.

Future of the News

The news today is both printed and posted on the web. A majority of people in this generation and in the upcoming ones will more then likely read the news through the web, rather than in the paper.
I believe this because you can find news on the web about anything and everything plus it is free.
Through a newspaper you get the news a day late and have to pay for it. Time is also a factor most of the time for people to read the paper. Most everyone is usually in a hurry and can think of better things to do on their free time then sit down and read a paper. Viewing the news through the web the viewer is able to browse for the things they want to find out.
I believe that papers will still be printed in the future, because it is the original way most people found out about what was happening. The buyers of the prints will decrease drastically in my opinion. I am sure people would rather look online because it is free and you can search for what you want to find information about. The online news is also quicker, and is updated much more then the paper.